"The present state of our financial markets has presented new challenges for the potential homeowner. Although the government has created many new incentives to encourage homebuying there are still some very unique challanges facing real estate markets across the country."

Watch these recent news clips.

With stricter lending requirements working people like us are being denied the credit that we need to purchase homes in good neighborhoods for our families. Here at KCLEASEPURCHASE.COM we understand the conditions that we are under and work hard to provide creative solutions and education for those wishing to pursue the dream of home ownership. For free information on all of the homebuying programs that you may qualify for contact us by clicking here to submit an application through our secure online form or you may call (913)944-7081. Visit our homes for sale page to view homes that qualify for these unique programs. All homes are sold below market, with buyer incentives, or flexible terms to widen the door of opportunity for you and your loved ones.

Learn the LEASE OPTION method of purchasing real estate regardless of past credit history!

or

Learn the LEASE OPTION method of selling real estate in as little as 2 weeks!

We offer a special program to Kansas City area residents which will enable you to "lock-in" the home of your dreams for you and your family!

 THIS IS FOR EVERYONE!!

Savvy investors and home owners alike have been using this technique for quite some time to
obtain "control" of desirable properties without obtaining financing immediately. Now it is your turn to "pick their pockets" and use this simple strategy to your advantage and you will

• Gain control of the home of your choice
• Take control of your future and your family's well being!
• Improve your credit!
• Obtain financing at a later date-usually 1-2 years.
• Move in NOW!

Here's Why

 A steadily increasing cost of living, negative savings rates, a weakening job market, and strict bank requirements have all contributed to a lack of qualified homebuyers. In many markets the average income cannot afford to buy an average home! This dried up buyers pool has forced home sellers to wait a lifetime for their home to sell while listing with a realtor. This has forced several homeowners who have relocated, into juggling two mortgage payments as well as investors who would like to sell their vacant properties. These unfortunate situations have brought about a unique opportunity for you!

There Are Several Private Home Owners And Real Estate Investors Who Need To Sell Right Now And We Have Already Negotiated On Your Behalf

Here Is A True Win/Win Situation- 

Rent to Own, also called a "lease option" or "lease purchase," is an agreement between the owner of a property and a buyer who wants to own the property through making payments. The buyer "locks in" a payment and purchase price, in advance, to purchase the home at a future date for that set price. The purchaser lives in the property until the lease option expires or they are able to qualify for a mortgage. This opens the doors for many people who have had some credit challenges in the past by allowing them to take ownership of the home that they don't qualify for right now. They will be able to own a home now with this program, while improving their credit! The tenant/ buyer is protected by the lease option agreement in two ways.

1) The seller cannot change the purchase price or sell the property during the option period, even if the value goes up! This means that you the tenant/ buyer may have instant equity at the time of purchase which may be used to make improvements to the home, pay off bad debt, or to invest for long term wealth building.

 2) The lease option contract may be recorded with your local government for additional protection.

 3) Many real estate management companies that offer a lease purchase program will report your timely payments to the credit bureaus which may increase your credit score. Some mortgage finance companies will treat a 12 month lease option as a refinance!

 4) The tenant/ buyer has an entire year to improve their credit, however, the tenant/ buyer has the "option," not an obligation to purchase the home within the said time frame. If you don't qualify for the home after the option period or decide that home ownership is not for you; you will not be bound to purchasing the property, however, you will not receive a refund of any monies deposited. If there is an "assigns" clause in the lease option contract the tenant buyer has the option of selling his position in the contract to a capable buyer.

At first glance it appears that only the buyer benefits from a lease purchase. This couldn't be further from the truth. The seller also wins.

1) Buy offering a lease purchase home the seller dramatically increases their buyers pool which in turn improves their chance at selling their home at the desired price. This creates ease of sale. Some rent to own homes sell in as little as 14 days. The seller can now move on without being burdened with multiple mortgage payments.

2) Buy offering a lease purchase home the seller will dodge all of the headaches associated with being a landlord. A tenant buyer will have pride of ownership and will take much better care of the property. The tenant buyer will also be responsible for upkeep and minor repairs. If the tenant buyer decides not to excercise their option to buy; the seller takes back a property in good repair.

 3) As a seller it is more likely that you will get your full asking price by offering a lease purchase option to your potential buyers. For a limited time KCLEASEPURCHASE.COM offers FREE listings for sellers offering rent to own housing. E-mail photos of the home along with a brief description to clientservices@kcleasepurchase.com  

"Sounds great...........what do I do next?"

 We have a vast knowledge of lending requirements and we will provide you with a free credit report and a 30 minute consultation with one of our professional advisors to reveal the options available to you.

It is extremely important to know where you stand NOW in the eyes of the lenders. With our guidance you can take the necessary steps to improve.

 It is safe to say that not everyone will need a LEASE PURCHASE home. One out of three people don't even know that they can qualify for a mortgage to purchase a home right now! Hundreds of lending options have become available for those with damaged credit. Most often, we can get you into a home with little or no down payment!

We will help you weigh your options and decide if now is the time to purchase or RENT TO OWN your new home.

After all possible financing options have been exhausted, we will assist you in finding a Lease Purchase home that meets your criteria. Rent to Own is a great option, especially when there is excessive adverse credit history, or if the down payment requirements cannot be met. We have a wide selection of properties in the Kansas City area that qualify for this type of financing. If are denied conventional financing because you have damaged credit we may refer you to a reputable credit repair agency during your option period to give you the best chance of qualifying for an end loan. 

You owe it to yourself 
Contact Us NOW, and Get a FREE Consultation!